Saint Marys Area School District, Elk County, Pennsylvania
General Obligation Bonds, Series of 2020

(1) S&P has assigned an A+ (stable outlook) rating to the Bonds.

(2) Please Note: As of 6/19/2020, the POS has been revised to edit the phrase advance refunding to just read refunding.

(3) In accordance with the "Municipal Bond Insurance and Credit Rating" section of the Invitation to Bid for the Bonds, bidders only have the option to bid for the Bonds without insurance, or with insurance from one of the following insurers at the respective premiums:

     Insurer   Premium
     -------   -------
     AGM/MAC   $11,095
     BAM        $9,300

The cost of insurance and rating will be paid by the issuer.

*Preliminary, subject to change

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